White Paper

5 Critical Risks Schools Face Today — And How to Mitigate Them

Educational institutions of every type are facing increased liability and property damage exposure, but some simple steps can reduce the risk.

White Paper Summary

Schools face a variety of risks old and new. Whether students are 5 or 25 years old, educational institutions are responsible for keeping pupils safe. All schools, therefore, may shoulder liability for any physical abuse or harassment that happens on their campuses.

That has always been true, but today, the threats seem to be intensifying with greater public attention paid to the harmful effects of bullying, increased frequency of active shooter events, and broader recognition of the reality of sexual assault and discrimination on college campuses.

At the same time, traditional exposures like property damage and employment practices liability cannot be ignored.

“There are a lot of things to talk about when it comes to schools’ exposures,” said Robert Groff, Assistant Vice President, Philadelphia Insurance Companies, “We’re seeing an uptick in claim activity in a few areas.”

Here are 5 critical risks educational institutions face today and how administrators can best mitigate them:

To learn more about Philadelphia Insurance Companies, please visit their website.

Philadelphia Insurance Companies (PHLY) offers product-specific resources, alliances, and service capabilities to achieve a multi-faceted approach to risk management, including safety program development, site audits, and training (including interactive web-based training). We offer a wide range of products and value-added services at financial terms to be agreed upon to help you achieve your risk management goals.

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