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Ransomware is an attack that installs covertly on a company’s computer, blocking or limiting user access and demanding a ransom payment to restore it.
Technology growth has created new Business Insurance (BI) perils — viruses, tech failures, programming errors and computer hacking. BI covers financial loss when a company has network–dependent revenue interrupted.
Events of 2013 point the way forward next year. Buzz words: cyber, health care and property.