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Teddy Awards: Progress Report

Fit for Duty

2013 Teddy Award winner Miami-Dade County Public Schools is managing comorbid risk factors by getting employees excited about healthy living.
By: | November 2, 2016 • 5 min read

When evaluating Teddy Award applicants, one of the qualities judges look for is a program that’s built to last, with a commitment to continuous improvement.

So it’s no surprise that Miami-Dade County Public Schools (M-DCPS), a 2013 Teddy Award winner, is still aggressively pursuing strategies to reduce its injury frequency, claims costs, medical costs and lost time.

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Case in point: Through regular reviews of claims data, M-DCPS identified a significant volume of claims where comorbidities were compromising the recovery of injured workers, and negatively impacting the severity of claims.

A wellness-focused injury recovery program called Rebuilding Me had been in place since 2007, but it was not having the desired impact on recovery outcomes. Rather than scrap the program, though, M-DCPS wanted to revive it.

The Rebuilding Me program focused on the Transportation department, which had the highest concentration of employees with comorbid conditions such as obesity, diabetes and hypertension.

“We finally thought — we need to take this to a different level,” said Rosa Royo, supervisor, workers’ compensation for M-DCPS. “This isn’t really doing what we want it to, and we need to put some money into it.”

Together with partners Gallagher Bassett and Coventry, M-DCPS rebranded and re-energized Rebuilding Me, what Royo calls a “targeted loss prevention program.” The pilot for the relaunch focused on the Transportation department, which had the highest concentration of employees with comorbid conditions such as obesity, diabetes and hypertension.

“They have range of motion issues, they have strength issues, weight is a real problem,” said Royo, noting that 87 percent of the department is overweight or obese.

An angioscreening of 650 employees revealed that only 98 had blood pressure within the normal range, while 250 tested abnormal and the other 302 registered as morbidly high. The comorbid conditions were taking a toll on claims cost and duration.

Even for something as minor as an employee whacking a knee against a steering wheel, said Royo, “You’re taking someone who’s very heavy and you’re immobilizing the joint. So maybe now you have a pulmonary embolism. You go from what would have been a $500 claim and now it’s a half a million dollar claim.”

Clamoring for More

Rebuilding Me includes the use of dedicated nurses to conduct one-on-one sessions with injured workers who are at increased risk for lost time based upon their health and wellness conditions.

It also features fitness classes, nutritional education and ergonomic awareness activities. The core Rebuilding Me team — comprised of Royo, Naomi Kuker of Gallagher Bassett, and Caroline Sauve of Coventry — is present at all events.

Strength and range of motion are key targets for the program. Royo related a story about an employee who showed up for a class and did an entire workout while clinging to a pillar. A short while later, she approached Royo and said, “Look I can raise my leg now.”

“That’s exactly what the program is for,” said Royo. “If you happen to lose weight, great. But it’s that range of motion and strengthening and those kinds of issues that we were really trying to address.”

“We’re spending $100,000 a year on this. But that wouldn’t even pay for one shoulder repair.” — Rosa Royo, supervisor, workers’ compensation, Miami-Dade County Public Schools

The response has been gratifying, said Royo. The initial pilot was conducted one day a week at the North East transportation depot. But soon, she said, “I had people chasing me in the parking lot saying, ‘You need to come more!’ ” It now runs three days a week with two trainers, and they have maxed out their available space and are seeking space for expansion.

M-DCPS has a solid program running now in five of its eight bus yards, with a sixth launching in January. At another location where lack of space has been a challenge so far, the workers’ labor union is clamoring for the program to be put in place.

The unions, in fact, wholeheartedly support Rebuilding Me, especially now that new U.S. Department of Transportation rules on medical fitness for duty could disqualify workers with significant health risks.

“Some of their members were at peril for losing their jobs,” said Royo. “This is a way for us as an employer to say, ‘We don’t want to throw you away. We don’t want to fire you. Here’s an opportunity for us to help you with this.’ ”

Well Worth the Cost

Because Rebuilding Me is a voluntary program, Royo and her team look for creative incentives to get people through the door initially, including lots of small branded swag items like sunglasses and lip balms.

But once an employee has committed to the program, the incentives ramp up. Employees get a towel after completing their first workout, and a T-shirt after the fifth. By the time they reach their 75th workout, they’re rewarded with a hybrid bicycle worth more than $400.

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“Our offices look really funny right now, because we’ve got stacks of scales and Fitbits and bicycles.”

That may make it sound like an expensive program to pull off, but Royo is quick to put the cost in perspective.

“We’re spending $100,000 a year on this,” she said. “But that wouldn’t even pay for one shoulder repair.”

The team is highly invested in the program’s success. They work to ramp up excitement within the Transportation centers, and created an online social media presence as well, through Instagram (@rebuildingmemdcps). The Instagram feed includes photos of events and classes, nutrition and fitness tips, recipes and motivational messages.

Royo hopes to build on the program’s success and popularity and keep it growing in order to maximize the impact.

“The hypertension issues, the weight issues, the musculoskeletal issues … I know this program can’t address all of these things as much as we’d like, but the better the penetration, the better the outcomes we’re going to have,” she said.

“We always try to do something that is innovative in our program, and I really think that this is special.” &

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Read more about the 2016 Teddy Award winners:

target-150x150Bringing Focus to Broad Challenges: Target brings home a 2016 Teddy Award for serving as an advocate for its workers, pre- and post-injury, across each of its many operations.

 

hrt-150x150The Road to Success: Accountability and collaboration turned Hampton Roads Transit’s legacy workers’ compensation program into a triumph.

 

excela-150x150Improve the Well-Being of Every Life: Excela Health changed the way it treated injuries and took a proactive approach to safety, drastically reducing workers’ comp claims and costs.

 

harder-150x150The Family That’s Safe Together: An unwavering commitment to zero lost time is just one way that Harder Mechanical Contractors protects the lives and livelihoods of its workers.

 

More coverage of the 2016 Teddy Awards:

Recognizing Excellence: The judges of the 2016 Teddy Awards reflect on what they learned, and on the value of awards programs in the workers’ comp space.

Fit for Duty: 2013 Teddy Award winner Miami-Dade County Public Schools is managing comorbid risk factors by getting employees excited about healthy living.

Saving Time and Money: Applying Lean Six Sigma to its workers’ comp processes earned Atlantic Health a Teddy Award Honorable Mention.

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Caring for the Caregivers: Adventist Health Central Valley Network is achieving stellar results by targeting its toughest challenges.

Advocating for Injured Workers: By helping employees navigate through the workers’ comp system, Cottage Health decreased lost work days by 80 percent.

A Matter of Trust: St. Luke’s workers’ comp program is built upon relationships and a commitment to care for those who care for patients.

Keeping the Results Flowing: R&I recognizes the Metropolitan Water Reclamation District of Greater Chicago for a commonsense approach that’s netting continuous improvement.

Michelle Kerr is associate editor of Risk & Insurance. She can be reached at [email protected]

Risk Management

The Profession

The risk manager for Boyd Gaming Corp. says curiosity keeps him engaged, and continual education will be the key to managing emerging risks.
By: | May 1, 2018 • 4 min read

R&I: What was your first job?

I was trained as an accountant, worked in public accounting and became a CPA. Being comfortable with numbers is helpful in my current role, and obviously, the language of business is financial statements, so it helps.

R&I: How did you come to work in risk management?

Working in finance in the corporate environment included the review of budgets and the analysis of business expenses. I quickly found the area of benefits and insurance — and how “accepting risk” impacted those expenses — to be fascinating. I asked a lot of questions. Be careful what you ask for — I soon found myself responsible for those insurance areas and haven’t looked back!

R&I: What is the risk management community doing right?

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I have found the risk management community to be a close-knit group, whether that’s industry professionals, risk managers with other companies or support organizations like RIMS and other regional groups. The expertise of the carriers and specialty vendors to develop new products and programs, along with the appropriate education, will continue to be of key importance to companies going forward.

R&I: What’s been the biggest change in the risk management and insurance industry since you’ve been in it?

As I’m sure many in the insurance field would agree, Hurricanes Katrina and Rita in 2005 changed our world and our industry. It was a particularly intense time and certainly a baptism by fire for people like me who were relatively new to the industry. This event clearly accelerated the switch to the acceptance of more risk, which impacted mitigation strategies and programs.

Bob Berglund, vice president, benefits and insurance, Boyd Gaming Corp.

R&I: What emerging commercial risk most concerns you?

The fast-paced threat that cyber security represents today. Our company, like so many companies, is reliant upon computers, software and IT expertise in our everyday existence. This new risk has forged an even stronger relationship between risk management and our IT department as we work together to address this growing threat.

Additionally, the shooting event in Las Vegas in 2017 will have an enduring impact on firms that host large gatherings and arena-style events all over the world, and our company is no exception.

R&I: What insurance carrier do you have the highest opinion of?

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With the various types of insurance programs we employ, I have been fortunate to work with most of the large national and international carriers — all of whom employ talented people with a vast array of resources.

R&I:  How much business do you do direct versus going through a broker?

We use brokers for many of our professional coverages, such as property, casualty, D&O and cyber. We are self-insured under our health plans, with close to 25,000 members. We tend to manage those programs internally and utilize direct relationships with carriers and specialty vendors to tailor a plan that works best for team members.

R&I: Who is your mentor and why?

I have been fortunate to have worked alongside some smart and insightful people during my career. A key piece of advice, said in many different ways, has served me well. Simply stated: “Seek to understand before being understood.”

What this has meant to me is try everything you can to learn about something, new or old. After you have gained this knowledge, you can begin to access and maybe suggest changes or adjustments. Being curious has always been a personal enjoyment for me in business, and I have found people are more than willing to lend a hand, offer information and advice — you just need to ask. Building those alliances and foundations of knowledge on a subject matter makes tackling the future more exciting and fruitful.

R&I: What have you accomplished that you are proudest of?

Our benefit health plan is much more than handing out an insurance card at the beginning of the year. We encourage our team members and their families to learn about their personal health, get engaged in a variety of health and wellness programs and try to live life in the healthiest possible way. The result of that is literally hundreds of testimonials from our members every year on how they have lost weight, changed their lifestyle and gotten off medications. It is extremely rewarding and is a testament to [our] close-knit corporate culture.

R&I: What’s the best restaurant you’ve ever eaten at?

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Some will remember the volcano eruption in Iceland in spring of 2010. I was just finishing a week of meetings in London with Lloyd’s syndicates related to our property insurance placement when the airspace in England and most of northern Europe was shut down — no airplanes in or out! Flights were ultimately canceled for the following five days. Therefore, with a few other stranded visitors like myself, we experimented and tried out new restaurants every day until we could leave. It was a very interesting time!

R&I: What is the riskiest activity you ever engaged in?

I am originally from Canada, and I played ice hockey from the time I was four years old up until quite recently. Too many surgeries sadly forced my recent retirement.

R&I: What do your friends and family think you do?

That’s a funny one … I am a CPA working in the casino industry, doing insurance and risk management, so neighbors and acquaintances think I either do tax returns or they think I’m a blackjack dealer at the casino!




Katie Dwyer is an associate editor at Risk & Insurance®. She can be reached at [email protected]